Although it might be difficult to start, but once you  achieve that momentum you need, you will be sashaying  to a good credit score. You can always begin by  developing the required credit habits.    The Do's of Using Your Credit Card Wisely
 
Although many people are born without the skill it  requires to use credit cards, it is important to learn  the rules of the game. All you need to do is to  remember simple do's and don'ts of credit card usage  and in time, you would welcome healthy spending habits  in your financial life.
 
The first thing you do want to ever do is to use your  credit card to make your everyday purchases,  especially food, gas and clothing. It is bad enough  not to have cash-on-hand but buying simple everyday  items can develop into a habit wherein you may tend to  substitute a credit card with cash. It is always  advisable not to take your credit card out of your  wallet for everyday purchases but instead use your  cash or a debit card.
 
The next thing you do not want to do is develop a habit of making minimum-only payments. If you make  minimum payments each month, you are only increasing  the length of time it will take for you to pay off  your debt. Additionally, it will also increase the  amount of interest you could end up paying.
 
If you are one of those people who usually buy things  that are way off budget, remember not to use your  credit card to buy things you cannot afford. One way  to get into debt is living off borrowed money. You  might end up waking one day realizing you are so much  indebt that you wish to return your expensive  purchases back to wherever you bought them from.
 
The Do's of Using Your Credit Card Wisely
 
Learn how to make correct decisions when it comes to  buying items you need against those you simply want.   Everybody knows what a need is and what a want is.  Remember not to substitute need from the want and vice  versa. If you are using your credit card wisely, it  only means that you are being responsible in  recognizing what things you need and which you only  want.

Next, always let your creditor know in advance if you would not be able to pay your monthly payment on time. Since most creditors offer assistance with your payment if you give them a heads up, it is important not to simply forget about the payment for no reason at all. You can do this by simply calling your creditor, explain the situation and ask if they allow late fees to be waived.
 
Lastly, do not exceed with your credit limit. The safest is to stay within at most 30% of your credit limit. Because the major part of your credit score reflects on the quantity of debt you actually have, it is important to keep your balance low in order to preserve a good credit standing.